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Insurance Policy (Definition) and Types of Insurance Policy

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Insurance is a legal contract between an insurance company, which is the insurer, and the insured which can be an individual, family, or business. In which the insured receives financial protection against losses from the insurer in exchange for a small fee known as a premium. This legal contract is represented by or otherwise known as an insurance policy.

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Property Insurance (Definition), and Importance

Property Insurance

There are different ways your property could be damaged from fire and flooding to theft. There are possibilities that these events may occur when unexpectedly and might leave serious damage on properties. Such damage might need a huge amount of money to replace or repair, and most times leave one in debt. However, since we can’t stop these events from occurring we can at least get property insurance to provide ourselves some coverage against unexpected costs.

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